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BCP Approval

tag
mgood
Valued Contributor

BCP Approval

I just can't keep my finger off the trigger.

I applied and was approved for an American Express Blue Cash Preferred.

$1,000 SL Smiley Sad How soon can I try that 3x CLI?

0% interest for 12 months, then 24.24%.

 

I was able to add it to Google Pay so I can start working on that SUB right away.

 

I got a notice from Experian that Amex pulled from them. My Ex 8 was 777. Dropped to 770 with this pull.

 

I was denied for a BCE a few months back. Reason given was too many recently opened accounts. Well, now I have more recently opened accounts than I did then, so I shouldn't be surprised at the limit. I was 2/6, 3/12, 6/24. Prequal page was showing Platinum, Gold, and BCP and I decided to go for it.



EQ8 809, TU8 790, EX8 797 as of May 13
AZE3 - 2% Utl - New Accts: 3/6, 3/12, 7/24
Message 1 of 16
15 REPLIES 15
keekers
Established Contributor

Re: BCP Approval

Congrats. Thanks for the DPs.


Message 2 of 16
Wu-Credit
Contributor

Re: BCP Approval

Congrats! 🎇 

I think you can request a CLI after 61 days or 91 days. I forgot which.

Cards & Loans


myFICO | 754↑
Message 3 of 16
Zoostation1
Valued Contributor

Re: BCP Approval

@mgoodCongrats on the approval!  You can request a CLI at 91 days to $3k IIRC.  After that I believe it's every 6 months for CLI requests.  On clean profiles these grow pretty well.

Rebuild Started Nov 2021
June 2022 FICO 8:
June 2022 FICO 9:
May 2024 FICO 8:
May 2024 FICO 9:
Message 4 of 16
JoeRockhead
Senior Contributor

Re: BCP Approval

Still a nice approval, and they have a lot of growth potential, congratulations on your new BCP!

Message 5 of 16
EAT_SLEEP_JEEP
Valued Contributor

Re: BCP Approval

Congratulations on your approval

KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $6000 / FIDELITY REWARDS VISA $23,500 SL/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $33,000/ WELLS FARGO AUTOGRAPH $8200/ CITI COSTCO ANYWHERE VISA $6000 SL/ DISCOVER IT $3000 SL/ CAPITAL ONE SAVORONE $3000 SL

SOCK DRAWERED/ FNBO JEEP CARD $7700/ APPLE CARD $6500/ / PAYPAL CREDIT LINE $1700


Message 6 of 16
CorpCrMgr1
Valued Contributor

Re: BCP Approval

Congratulations on your approval!

Message 7 of 16
Rdbeetle
Established Contributor

Re: BCP Approval

Congrats on your AMEX BCP approval!

SchoolsFirst FCU MC $25k
USBank Cash+ $15k
AMEX BCP $10k
CapOne WM MC $5k
FICO 8 Scores: EQ 808 I EX 806 I TU 801
Message 8 of 16
gingerflower
Senior Contributor

Re: BCP Approval

Congratulations on the approval

Message 9 of 16
cashorcharge
Community Leader
Super Contributor

Re: BCP Approval

That’s Terrific!! Congratulations on your Approval!!👏🏼🍾🥂

First request should be good at 91 days and ask for 3X

Message 10 of 16
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