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If I'm not pre-approved for a card, can I still get it when I apply?

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oupsmince
New Member

If I'm not pre-approved for a card, can I still get it when I apply?

I went to https://www.capitalone.com/credit-cards/preapprove/u/ to see if I was pre-approved for the Capital One Venture Rewards card ($95 AF). After filling out the forms, it told me that I was only approved for the VentureOne Rewards card (no AF). 

So if I apply for the Venture Rewards, will I get denied for sure? or do I have a small chance of getting approved?

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GZG
Valued Contributor

Re: If I'm not pre-approved for a card, can I still get it when I apply?


@oupsmince wrote:

I went to https://www.capitalone.com/credit-cards/preapprove/u/ to see if I was pre-approved for the Capital One Venture Rewards card ($95 AF). After filling out the forms, it told me that I was only approved for the VentureOne Rewards card (no AF). 

So if I apply for the Venture Rewards, will I get denied for sure? or do I have a small chance of getting approved?


I wouldn't risk it, not to say it won't happen, but I would assume that you would get denied.

 

Venture has a SUB and cap1 is very interested in not handing out SUBs if they don't have to or want to

Starting FICO 8:

Current FICO 8:

3/6, 5/12, 14/24

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