We've been camping since 2020, something we wanted to do before COVID with our kids.
We bought our first RV in April 2020, had it paid off on 8/2023. We then got something we'd been wanting for a while, a hybrid RV.
We were given a fair trade-in on our 2020, used it for the down payment, walked away with 13.95% interest, although, not terrible I guess at 144 months (12 years).
I started the refinance process with a CU I have history with, Credit Union of GA, they offered 10.24% for 96 months for $24 more per month (still not as good as I'd wanted). So, 4 years less in payments for what equates to 2 trips to Starbucks. 
I signed the DocuSign this morning.
